Monticello Insurance v. Wil-Freds Construction, Inc.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that “natural results of the negligent and unworkmanlike construction of a building do not constitute an occurrence”
• finding that improper construction by a contractor and its subcontractors does not constitute an occurrence when the improper construction leads to defects
• finding “we are faced merely with an occurrence of alleged negligent manufacture” and “the construction defects set forth in [the complaint] do not constitute an occurrence within the definition in the CGL policy.”
• if water had damaged cars in the parking garage, or a pedestrian had been hit by falling concrete, there would have been an “occurrence”
• CGL policies cover tort liability for physical damage to others and not the insured’s contractual liability for economic loss due to the product or completed work not meeting the bargained-for standard
• there would have been an “occurrence,” if water had damaged cars in the parking garage or falling concrete had hit a pedestrian

Source: CourtListener parenthetical corpus (CC0).