Mississippi Benevolent Mut. Aid Ass'n v. Banks

Citations

• 112 Miss. 458
• 73 So. 283

Syllabus

<p>INSURANCE. Mutual benefit insurance. Reformation of policy to conform to application. Right of beneficiary.</p> <p>Where a member of a mutual benefit association made out and forwarded an application for life insurance which without his fault was lost and never received by the officers o'f the Supreme Lodge, and another application was executed and forwarded for him, which recited that it was only an application for a policy, which if granted, would become effective in thirty days after issuance; and a policy was duly issued and delivered which provided that if the member’s certificate had not been in force thirty days, no benefit would he allowed In ease of illness or death; and the member died less than thirty days from the date of issuance of the policy, in such case his widow, the beneficiary, could not have reformation of the policy so as to change its date to conform to the first application and thus render the benefit association liable.</p>