MidFirst Bank v. Spencer

Citations

• 2020 Ohio 106

Syllabus

Foreclosure mortgage indorsement competent and credible evidence Civ.R. 12(B)(6) fraud Fair Debt Collections Practices Act counterclaim jury trial. The trial court's foreclosure judgment was supported by competent and credible evidence. The trial court properly dismissed defendants' FDCPA counterclaim pursuant to Civ.R. 12(B)(6) because defendants failed to show that the alleged misrepresentations were directed at them or that they justifiably relied on these misrepresentations to their detriment. The trial court did not abuse its discretion in holding a bench trial.