Michael v. Jensen and Patricia A. Jensen v. Ray Kim Ford, Incorporated

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that a “contract is a nullity and does not bind” the plaintiffs because “a forged note is by the common law absolutely void, unless it has in some way been ratified by the payor” (citation omitted)
• finding TILA “does not reach the forged document which created no obligation . . . .”
• affirming dismissal of TILA claim based on forged contract because TILA only provides a remedy for persons “obligated” on a valid consumer credit transaction
• plaintiffs cannot bring suit under TILA based on an allegedly forged contract because “the forged document was a nullity and created no obligation”

Source: CourtListener parenthetical corpus (CC0).