Mesterman v. Home Mutual Insurance

Citations

• 5 Wash. 524
• 32 P. 458
• 1893 Wash. LEXIS 17

Syllabus

<p>INSURANCE —CONDITIONS OR POLICY — KNOWLEDGE OR AGENTESTOPPEL.</p> <p>An insurance company is estopped from asserting the invalidity of its policy at the time of its issue, on account of the violation of the condition of such policy against additional insurance, if, at the time of the issue, the fact of such additional insurance was known to the company, or its duty authorized agent.</p> <p>Where a person makes application to an insurance company for the entire amount of insurance desired, stating that he has other insurance on the property, and such company procures a policy for a portion of the insiiranee from another company, the company to which application is made is not the agent of the applicant, but of the other insurance company, and the latter company is bound by the knowledge of such agent.</p>