McGraw v. Home Insurance

Citations

• 93 Kan. 482
• 144 P. 821
• 1914 Kan. LEXIS 459

Syllabus

<p>SYLLABUS BY THE COURT.</p> <p>1. Insurance — Laundry—Steam Boiler Ruined by Heat — Company Not Liable. Evidence that when the person in charge of a steam boiler used in a laundry left it at night it was over half full of water, the gas by which it was heated being turned off, and was then in good condition, and that when the building was unlocked the next morning no fire was burning under the boiler, but it was empty of water and was ruined by the action of excessive heat, nothing being shown as to whether any one connected with the business returned during the night, does not justify an inference of an intentional injury to the property having been done by some one who gained wrongful entrance to the building.</p> <p>2. Same. A company issuing a policy of insurance against direct loss by fire is not liable thereon for an injury occasioned to a steam boiler through its negligent management by some one' connected with the business.</p>