McDonald Ex Rel. Estate of McDonald v. South Carolina Farm Bureau Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• stating that “[a] statute must receive a practical and reasonable interpretation consonant with the design of the legislature” (internal quotation marks omitted)
• stating that \[a] statute must receive a practical and reasonable interpretation consonant with the design of the legislature\ (internal quotation marks omitted)
• explaining that if the insurer fails to make a meaningful offer of UIM coverage to the insured, the policy will be reformed by operation of law to include UIM coverage up to the limits of liability insurance carried by the insured.
• finding the substitution of the named insured to be a material change akin to “the creation of a new insurance policy,” triggering the insurer to reoffer UIM coverage
• noting \legislature’s intent that all named insured be offered UIM coverage\
• “Clearly, the legislature intended for insurers to afford all named insured the opportunity to accept or reject UIM coverage.”

Source: CourtListener parenthetical corpus (CC0).