McDevitt v. Wells Fargo Bank, N.A.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• finding creditor was not a “debt collector” where it acquired the mortgage when it was not in default
• finding that the FDCPA does not apply to creditors and also noting that “the Court has not found, any case in which a plaintiff was permitted to use an FDCPA violation as a predicate for a claim for wrongful foreclosure under District of Columbia law.”
• allegation that bank failed to apply mortgage payment in manner directed by plaintiff “merely restates his breach of contract claim, and does not give rise to a separate claim for negligence”
• “Because the parties agree that Wells Fargo acquired McDevitt’s debt in 2009 as part of a merger with Wachovia Mortgage . . . Wells Fargo indisputably is a creditor, not a ‘debt collector.’”
• “Because the parties agree that Wells Fargo acquired McDevitt’s debt in 2009 as part of a merger with Wachovia Mortgage . . . Wells Fargo indisputably is a creditor, not a ‘debt collector.’”

Source: CourtListener parenthetical corpus (CC0).