Martin v. Illinois Farmers Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• the purpose of underinsured coverage is to furnish protection for the difference between the insured’s claim and the amounts available from the underinsured driver
• the purpose of underinsured coverage is to furnish protection for the difference between the insured's claim and the amounts available from the underinsured driver
• “As defendants owed no further benefits to plaintiff under their respective policies, defendants could not have committed the vexatious and unreasonable conduct necessary for section 155 relief.”
• the court found that the plaintiff’s loss was not covered by the insurance policy and held that the defendant could not be held liable for section 155 relief where no benefits were owed
• “[S]ection 143(a)-2(4) must be construed 16 to ‘fill the gap’ between the benefits paid by the tortfeasor’s insurance carrier and the limit 17 of underinsurance coverage specified in the insured’s policy.”
• “loss of consortium is a derivative claim to the direct injury that causes it and, as a result, is generally included and subject to the policy limitations for bodily injury to one person”

Source: CourtListener parenthetical corpus (CC0).