Lundstrom v. United Services Automobile Ass'n-CIC

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• concluding that plaintiff’s extra-contractual claims regarding mold damage were barred because the policy “did not cover mold damage under the facts alleged here”
• holding there can be no claim for bad faith when insurer denies claim that is not covered and has not otherwise breached contract
• “rejecting argument that appraisal is barred 'wherever causation factors into the award,’ and affirming appraisal in which appraisers separated water damage from mold damage”
• noting settlement agreement allocated settlement proceeds only to payment of actual damages, not punitive damages
• “The cases cited in Wells stand for the narrower proposition that appraisers exceed their authority when they engage in making the legal determination of what is or is not a covered loss based on their determination of what caused the loss or a portion of it.”

Source: CourtListener parenthetical corpus (CC0).