Longman v. Wachovia Bank, N.A.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• noting that Section 1681s-2(a) “plainly restricts enforcement [under the statute] to federal and state authorities” and provides for no “private cause of action.”
• applying the term \credit reporting agencies\ in the relevant FCRA context
• “Consumers have the right to dispute any information reported to a credit reporting agency.” (citations omitted)
• “[T]he statute plainly restricts enforcement of [15 U.S.C. § 1681s-2(a)] to federal and state authorities.”
• “Among [] [the duties imposed on those who furnish information to consumer reporting agencies] are duties to refrain from knowingly reporting inaccurate information[.]”
• “Thus, the district court correctly concluded, as many other courts have held, that there is no private cause of action for violations of § 1681s-2(a).”

Source: CourtListener parenthetical corpus (CC0).