Lal v. American Home Servicing, Inc.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• Claiming a pattern of noncompliance without stating facts to support such legal conclusion was insufficient to plead statutory damages.
• dismissing conclusory pattern or practice 6 ||claim because it was “a legal conclusion couched as a factual allegation’
• finding the costs of filing suit were not actual damages for purposes 22 of RESPA because “the loss alleged must be related to the RESPA violation itself”
• finding the costs of filing suit were not 17 actual damages for purposes of RESPA because “the loss alleged must be related to the 18 RESPA violation itself”
• “The plaintiff must ... allege a causal relationship between the alleged damages and the RESPA violation.”
• to recover under RESPA, a plaintiff 20 must show that their actual damages are “a direct result of the failure to comply” with the 21 statute

Source: CourtListener parenthetical corpus (CC0).