Krombach v. Mayflower Ins. Co., Ltd.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• “Ambiguous provisions of a policy designed to cut down, restrict, or limit insurance coverage already granted ... must be strictly construed against the insurer.”
• “ambiguity arises when there is duplicity, indistinctness, or uncertainty in the meaning of words” and requires a finding in favor of the insured
• “Where insurance policies are unambiguous, the rules of construction are inapplicable, and absent a public policy to the contrary, the policy will be enforced as written.”
• the public policy expressed in § 379.203 prohibits policy provisions from limiting the insured to recovery of only one UM coverage when, two cars are covered by a single policy
• “Language is ambiguous if it is reasonably open to different constructions and the language used will be viewed in the meaning that would ordinarily be understood by the layman who bought and paid for the policy.”

Source: CourtListener parenthetical corpus (CC0).