Krause v. Equitable Life Insurance Co. of Iowa

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• concluding that an insurance policy was ineffective where events occurring after the coverage application was submitted caused the insured to fail to meet a condition precedent
• stating that if “conditions ... were not satisfied no contractual duty under the policy ever arose”
• term which is made a condition precedent to recovery under an insurance policy is not subject to waiver
• term which is made a condition precedent to recovery under an insurance policy is not subject to waiver
• plaintiff was entitled to have the jury determine whether the representation or warranty was made with actual intent to deceive or increased the risk of loss
• “§186 does not apply to provisions in a policy which, by agreement of the parties, are made conditions precedent to the duty of performance on the part of the insurance company.”

Source: CourtListener parenthetical corpus (CC0).