Keckler v. Meridian Security Insurance Co.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• explaining that, in Indiana, the phrase “arising out of” as used in insurance contracts has long been construed to mean the “efficient and predominating” cause
• discussing how there is “no accepted agreement as to the amount of controlled substances necessary to cause impairment.”
• “Generally, when an insurer wishes to rely upon an exclusionary clause in its policy, it is raising an affirmative defense to coverage and it bears the burden of proving its applicability.”
• “The power to interpret insurance policies does not extend to changing their terms.”
• “[w]e may not rewrite an insurance contract”

Source: CourtListener parenthetical corpus (CC0).