Jorge I. Calzada, M.D. v. State Volunteer Mutual Insurance Company

Syllabus

A doctor's professional liability insurer refused to insure him against claims brought against him by his former partners and investigations of him being conducted by state and federal agencies. The trial court found that the insurer was not required to provide coverage for the doctor against the claims or the investigations. For the reasons that follow, we vacate the trial court's judgment and remand for proceedings consistent with this Opinion.