Johnson v. State Farm Mutual Automobile Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that an insurer has no obligation to pay diminished value in addition to repairs
• upholding trial court ruling denying compensation for diminished value where it was unknown whether the decrease in market value was due to physical imperfections, stigma, or both
• noting the policy 1 at issue did not include language requiring the insurer to pay the insured the difference in 2 value in the covered property before and after the covered event
• the phrase “pay to repair or replace the property or part with like kind and quality” contemplates the restoration of physical condition, rather than the restoration of value
• unambiguous policy language limited the insurer's liability to the cost of repairs, less any deductible payable by the insured; any difference in value was not a proper measure of damages
• the phrase \pay to repair or replace the property or part with like kind and quality\ contemplates the restoration of physical condition, rather than the restoration of value

Source: CourtListener parenthetical corpus (CC0).