Jhonathan Victoria Javier v. Attorney General United States

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that any debt collection letters “when read in their entirety, must not deceive or mislead the least-sophisticated debtor”
• holding that \adding a 'threat of litigation' requirement to all time-barred debt-collection efforts curtails the reach of the Act\
• finding that “a collection letter sent to collect a time-barred debt that makes a ‘settlement offer’ to accept payment ‘in settlement of’ the debt could violate the [FDCPA]”
• permitting courts to “accept as true all allegations in plaintiff’s complaint as well as all reasonable inferences that can be drawn from them…”
• construing allegations in the complaint in the light most favorable to the non-moving party
• finding that offer to “settle” might mislead the debtor

Source: CourtListener parenthetical corpus (CC0).