Jennifer A. Lemmer and Andrew J. Luck v. San Francisco Federal Credit Union, TK Credit Recovery, Eric Llewellyn Kaasa, Individually and as CEO, TK Credit Recovery, Bret A. Yaple, Individually and as Legal Counsel, TK Credit Recovery and Smith & Assoc.'s, Eric Llewellyn Kaasa, Individually and as CEO, Smith and Assoc's, Brett A. Yapple, Individually and as Legal Counsel, Smith & Assoc's.