James R. Philbin, Jr. v. Trans Union Corporation Trw Credentials James Philbin, Jr.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• determining that without a causal relationship between the alleged violation of the FCRA and the injury, a plaintiff cannot establish actual damages
• denying summary judgment where an inaccurate report could be a “substantial factor” in the denial, among other possible causes
• “We deem it sufficient that ... a FCRA plaintiff produce evidence from which a reasonable trier of fact could infer that the inaccurate entry was a ‘substantial factor’ that brought about the denial of credit.”
• reasonable procedures are those that reasonably prudent person would employ under circumstances
• abrogated on other grounds by , 551 U.S. 47 (2007)
• similar denial of credit theory surviving summary judgment

Source: CourtListener parenthetical corpus (CC0).