Israel Salinas v. Charlie Ray James Investments, LLC

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• noting that SCA’s knowledge went beyond simply knowing the existence of environmental contamination and its source
• “It follows from the general principle that an insured cannot insure against the consequences of an event which has already begun.”
• insured cannot recover for a loss known prior to the inception of the policy period
• no coverage for “known loss” where prior to purchasing policy, insured had actual knowledge that landfill had been declared a nuisance and was source of environmental contamination
• “insurable risk is eliminated in the instance where an insured knows, when it purchases a policy, that there is a substantial probability that it will suffer or has already suffered a loss”
• no duty to defend where site was ordered closed before effective date of policy

Source: CourtListener parenthetical corpus (CC0).