Islam v. Option One Mortgage Corp.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that negligence claim was preempted by the FCRA to the extent it relied on defendant’s alleged negligence in reporting information to credit agencies
• remarking that, “[w]ere this Court forced to reconcile Sections 1681t(b) and 1681h(e), th[e] ‘statutory’ approach to preemption would be the preferred method”
• explaining that a “special relationship” is not “required to establish a duty of care in a negligence action” (citation omitted)
• finding no private right of action against an information furnisher unless the credit agency informs the furnisher of an inaccuracy in the credit report
• “[I]n 2003 Congress repealed the eight-year sunset provision of Section 1681t. The desire for uniformity again seemed to be the main concern . . . .” (internal citation omitted)
• “Sections 1681g and 1681h 13 deal with disclosure of information by credit reporting agencies.

Source: CourtListener parenthetical corpus (CC0).