Illinois Central Railroad v. Andre

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that an agency's investigation was unreasonable where the only person contacted for verification was an individual who was known to have a poor relationship with the consumer
• holding that it was unreasonable for a CRA to contact only the creditor for verification of a consumer’s dispute when the CRA knew of a personal dispute between the creditor and the consumer
• stating that the consumer reporting agency should have deleted the reported information under § 1681i(a) if verification would have been possible only through an individual known to have past disagreements with the plaintiff
• finding violation of FCRA where consumer reporting agency marked credit entry “litigation pending” without specifying that is was plaintiff/obligor who had initiated suit against creditor
• finding injury where the plaintiff was denied credit from several retail stores and suffered public humiliation as a result
• “[Section 1681e(b)] imposes a duty of reasonable care in the preparation of a consumer report.”

Source: CourtListener parenthetical corpus (CC0).