Hosmer v. Mutual Reserve Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• finding that coverage requiring an insurer to pay a claim “is lost if any exclusion in the policy applies to an insured’s particular claims ... because an insurance company cannot be liable for a risk it did not assume”
• construing identical policy language to not \extend coverage to losses not otherwise covered\
• “The failure to pay a contractual obligation or insurance benefits does not amount to outrageous conduct, even if it is done in bad faith or wilfully.”
• “The failure to pay a contractual obligation or insurance benefits does not amount to outrageous conduct, even if it is done in bad faith or wilfully.”

Source: CourtListener parenthetical corpus (CC0).