Hocking v. British America Assurance Co.

Citations

• 62 Wash. 73
• 113 P. 259
• 1911 Wash. LEXIS 651

Syllabus

<p>Insurance — Fire Insurance — Policy—Exemption. Under a policy of fire insurance exempting the company from liability “for the loss caused directly or indirectly by invasion, insurrection, riot, civil war, or commotion, or military or usurped power, or by order of any civil authority or by theft,” the word “indirectly” covers all the causes named, and the company is not liable for a fire resulting from fumigation ordered by the board of health.</p> <p>Same — Cause op Fire. In such a case, the proximate cause of the fire is the order directing the fumigation, and not the negligence of the officers.</p>