Hauenstein v. St. Paul-Mercury Indemnity Co.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that an accident is an “unexpected, unforeseen, or undesigned happening or consequence”
• holding that “caused by accident” policy language applied to ongoing use of defective plaster product
• defining “accident,” in the context of an accident policy, as “an unexpected, unforeseen, or undesigned happening or consequence from either a known or an unknown cause”
• relying on policy exclusion directed at “any goods or products manufactured, sold, handled or distributed by the [ijnsured” in finding no coverage for damage to plaster that was defectively applied by the insured
• unworkmanlike application of plaster on a building resulting in “property damage” not excluded because it was claimed that presence of faulty stucco reduced value of building containing faulty bricks
• unworkmanlike application of plaster on a building resulting in \property damage\ not excluded because it was claimed that presence of faulty stucco reduced value of building containing faulty bricks

Source: CourtListener parenthetical corpus (CC0).