Hartford Fire Insurance v. Nelson

Citations

• 64 Kan. 115
• 67 P. 440
• 1902 Kan. LEXIS 173

Syllabus

<p>SYLLABUS BY THE COURT.</p> <p>Tornado Insurance — Damage by Hail— Construction of Policy. A policy of insurance which indemnified the insured “against all such immediate loss or damages sustained by the assured as may occur by tornadoes, cyclones, and wind-storms,” and which provides that the insurance company should not be liable for any loss or damage occasioned by hail, and that the policy is intended to cover such loss only as shall result directly from tornadoes, cyclones, or wind-storms, does not cover a loss occasioned by the breaking of windows by hail, although such loss would not have occurred had not the hail been driven against the windows by a high wind.</p>