Hamm v. Allied Mutual Insurance Co.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• describing three theories of when cause of action accrues and statute of limita- tions begins to run
• finding insurers have the ability to “clearly articulate the applicable imitations ... and the event upon which the limitations period begins to run” and that “an insurer has a duty to define any limitations or exclusionary clauses in clear and explicit terms”
• “With respect to insurance policies, a breach occurs when the insurer denies an insured’s request for benefits.”
• statlng the court would only apply the traditional accrual date for contract claims '\[albsent specific language in the .. policy concerning when the limitations period begins to run\
• “[T]he insurance company has the ability, if it so chooses, to clearly articulate the applicable limitations period for claims against the tortfeasor and the insurer, and the event upon which the limitations period begins to run.”
• “[T]he insurance company has the ability, if it so chooses, to clearly articulate the applicable limitations period for claims against the tortfeasor and the insurer, and the event upon which the limitations period begins to run.”

Source: CourtListener parenthetical corpus (CC0).