H. W. Lochner, Inc. and Robert Cagle v. Anum Sadruddin Ali, Individually, and as Representative of the Estate of Sarafaz Karowadia, and as Next Friend of A.K., a Minor, Simi Altaf Kasowadia, Individually and as Representative of the Estate of Altaf Kasowadia, and as Next Friend of Z.K., a Minor, and Kulsumben Karowadia, Individually