Guaranty National Insurance Co. v. The North River Insurance Company

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that an insurer is not liable when a covered peril and an excluded peril concurrently 15 cause the loss
• because hospital’s failure to secure windows and its failure to properly supervise a psychiatric patient both independently caused the patient’s suicide, the professional exclusion did not apply
• “In Texas, an insurer is not liable only when a covered peril and an excluded peril concurrently cause a loss. Where a loss, however, is caused by a covered peril and an excluded peril that are intendent causes of the loss, the insurer is liable.”

Source: CourtListener parenthetical corpus (CC0).