Greenwich Insurance v. Providence & Stonington Steamship Co.

Citations

• 119 U.S. 481
• 7 S. Ct. 292
• 30 L. Ed. 473
• 1886 U.S. LEXIS 2016

Syllabus

<p>A policy of marine insurance was effected April 5th for a term of six months, with this agreement written in the margin: “This policy to con-' ■tinue in force from the date of expiration until notice is given this Company' of its discontinuance, the assured to pay for such privilege pro rata for the time used.” On the 9th October following the assured sent to the insurer a check for $06.67 with a letter stating that it was “ one monthly premium from Oct. 5 to Noy. 5” on the insurance “as specified in the policy.” No.other notice was given to the insurer before the loss which happened November 6th: Held, That the payment was not notice to ■ discontinue the policy, nor an election to have it continued in force for , the additional month and no longer, hut that the policy continued in force by its own terms until the assured should give notice of its discontinuance.</p>