Green v. National Casualty Co.

Citations

• 87 Wash. 237
• 151 P. 509
• 1915 Wash. LEXIS 1086

Syllabus

<p>Insurance — Accident Insurance — More Dangerous Hazard— Policy—Construction. One insured in an accident policy as a “clerk in a drug store handling light goods at counter,” who was shot on a vacation hunting trip while he was rowing a boat with companions shooting ducks, received his injury while doing or performing “temporarily or otherwise any act pertaining to any more dangerous hazard or exposure,” within the meaning of a clause in the policy reducing in such case the amount to be paid, where the classification of hazards included that of “hunter, either professional or amateur” as more hazardous than that of drug clerk.</p> <p>Same—Accident Insurance—Policy—Injury—“Fatal or Otherwise.” A provision in the application for an accident policy agreeing to accept a less sum in case “I am injured” while doing any act pertaining to a more dangerous hazard, includes an “injury” resulting in death, although in some of the clauses, after the word “injury” the words “fatal or otherwise” are used.</p> <p>Same—Accident Insurance—Policy—Manual—Evidence—Identification. In an action upon an accident policy which was accepted subject to the company’s manual of classification of hazards, the manual is properly admitted in evidence where the agent of the company who-wrote the policy identified the manual offered as the one used in the business, and in force and published at the date of the execution of the policy.</p>