Gordon B. Phillips, as Guardian of James G. Phillips v. Lincoln National Life Insurance Company, an Indiana Corporation

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• applying federal 9 common law contract interpretation to interpret ERISA plan
• general rule of contra proferentem not applicable if there is evidence that the parties negotiated the terms of an insurance policy
• “Ambiguous terms in an insurance contract will be strictly construed in favor of the insured.”
• “Moreover, our reading of Blake leads us to conclude that had the plaintiff demonstrated an organic basis for her illness, the Eleventh Circuit may well have held that the policy’s mental illness limitation did not apply”

Source: CourtListener parenthetical corpus (CC0).