Gilderman v. State Farm Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• replacement cost under insurance policy “allows recovery for the actual value of property at the time of loss, without deduction for deterioration, obsolescence, and similar depreciation of the property’s value.”
• “[r]epair or replacement costs logically and necessarily include any costs that an insured reasonably would be expected to incur in repairing or replacing the covered loss.”
• “All repair and replacement costs are, in theory, ‘contingent’ prior to being incurred.”
• insurer carrier owed insured duty of “utmost good faith” and fair dealing

Source: CourtListener parenthetical corpus (CC0).