Gibson v. New York Life Insurance

Citations

• 102 Wash. 180
• 172 P. 920
• 1918 Wash. LEXIS 929

Syllabus

<p>Insurance—Life Insurance—Payment of Premium. Under Rem. Code, § 6059-180, providing that no life insurance company shall make any contract of insurance or agreement as to such contract, other than is plainly expressed in the policy, and Id., § 6059-184, providing that the policy and application shall constitute the entire contract between the parties, a policy of life insurance is avoided where the full premium was not paid in advance as required by the terms of the policy and it was paid to a soliciting agent who had no right to receive it because he did not deliver a receipt therefor as specified in the contract, and it was not shown that the company ever received the premium.</p> <p>Same—Powers of Agent—Evidence—Documents. Upon trial of action on a life insurance policy, evidence of only part of the contract to show the agent’s authority is properly excluded, where his powers could be determined only by the entire contract.</p>