General Mills, Inc. v. Gold Medal Insurance Co.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that the inability to lawfully distribute products because of an illegal pesticide not approved by FDA sufficiently “impaired” function to the premises even though pesticide may not be harmful.
• concluding that the conversion of adulterated oats into unusable finished product constituted property damage
• determining that General Mills’ inability to use contaminated oats supported a finding of physical damage
• when policy is ambiguous, courts apply the doctrine of contra proferentem and resolve ambiguities against the drafter
• oats contaminated with unapproved pesticide not harmful for consumption but rendered illegal to sell
• inability to lawfully distribute products because of failure to meet Food and Drug Administration regulations establishes direct physical loss

Source: CourtListener parenthetical corpus (CC0).