Gartsee v. Citizens Insurance

Citations

• 30 Pa. Super. 602
• 1906 Pa. Super. LEXIS 128

Syllabus

<p>Insurance — Fire insurance — Title to property.</p> <p>Where the owner of a building conveys it to another, and at the same time assigns a fire insurance policy to the grantee with the consent of the insurance company, the latter cannot after a fire allege as a defense to a suit on the policy, that the owner had, prior to the date of the policy, granted an equitable estate in the building to another, where the evidence is insufficient to defeat the grantee’s title to the land.</p> <p>Insurance — Fire insurance — Proofs of loss — Total loss.</p> <p>Formal proofs of loss are not necessary in the case of a total loss of a building insured, where the insurance company has been promptly notified of the loss and has inspected the premises.</p>