Fisher v. State Farm Mutual Automobile Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that the reasonable expectations doctrine does not apply when a policy’s terms “clearly demonstrate an intent to exclude coverage”
• holding that a clear exclusion of coverage is a factor in determining the reasonableness of expectations
• stating that umbrella policy “generally covers claims in excess of the insured’s primary insurance but does not cover claims brought by an insured”
• an exclusion that provided that no coverage was available for bodily injury to any insured clearly demonstrated an intent to exclude coverage
• “[O]ur precedent clearly distinguishes between mandatory coverage and optional coverages that fall outside the ambit of Montana’s mandatory insurance laws”

Source: CourtListener parenthetical corpus (CC0).