Fischer v. UNIPAC Service Corp.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that the HEA preempts a similar provision under the Iowa Consumer Credit Code
• discussing the application of the FDCPA to loan servicing agencies and stating “[w]e believe that collection efforts by holders of federally insured student loans or their servicing companies are simply not the kind of activity Congress intended to regulate.”
• “By its plain terms, the-FDCPA does not apply here because Fischer was not in default at the time [servicer] began servicing his loans.”
• express preemption is explicitly stated in the language of the statute

Source: CourtListener parenthetical corpus (CC0).