First American Bank v. Farmers & Merchants National Bank

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• concluding that a data breach in violation of FCRA causes a concrete injury—at least when there is proof of a substantial risk of harm
• holding that “these costs [to monitor credit and obtain credit freezes] are a concrete injury suffered to mitigate an imminent harm” (citations and quotations omitted)
• holding that a plaintiff had standing to sue after an intentional data breach of a database including “names, dates of birth, marital statuses, genders, occupations, employers, Social Security numbers, and driver’s license numbers”
• stating that, “Plaintiffs’, allegations of a substantial risk of harm, coupled with reasonably incurred mitigation costs, are sufficient to establish a cognizable Article III injury at the pleading stage .... ”
• holding plaintiffs had standing for claims against an insurance company after a cyberattack exposed PII and instances of attempted fraud
• recognizing that the prior use of “standing” was arguably “misleading”

Source: CourtListener parenthetical corpus (CC0).