Finnie v. First Union National Bank

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that a sale of unsecured credit card debt did not violate the discharge injunction but efforts to collect by the purchaser of discharged debt may be a violation of the injunction
• creditor that sold discharged loan to collection agency not found to violate discharge injunction when transferee later attempted to collect debt from debtor
• “While a creditor is prohibited from utilizing a collection agency to recover a discharged debt on its behalf, there is no prohibition on the creditor selling the discharged debt, presumably at a greatly discounted rate, to a third party.”
• “While a creditor is prohibited from utilizing a collection agency to recover a discharged debt on its behalf, there is no prohibition on the creditor selling the discharged debt, presumably at a greatly discounted rate, to a third party.”

Source: CourtListener parenthetical corpus (CC0).