Ferguson Ex Rel. Estate of Ferguson v. State Farm Mutual Automobile Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• \[T]he pertinent provisions of the [UM] statutes prevail as much as if expressly incorporated in the policy\
• “[T]he pertinent provisions of the [UM] statutes prevail as much as if expressly incorporated in the policy”
• \The public policy declared by our uninsured motorist statute imposes an obligation on insurers to provide protection to their insureds against loss caused by wrongful conduct of an uninsured motorist.\
• “The public policy declared by our uninsured motorist statute imposes an obligation on insurers to provide protection to their insureds against loss caused by wrongful conduct of an uninsured motorist.”
• \It is our conclusion that the appellant's liability under the uninsured motorist endorsement is contractual in nature and arises after the liability of the uninsured motorist has been established . . . .\
• \`The general rule is that an insurer may not limit its liability under uninsured motorist coverage ... because the insured is entitled to recover the same amount he would have recovered if the offending motorist had maintained liability insurance.'\

Source: CourtListener parenthetical corpus (CC0).