Farmland Industries, Inc. v. Republic Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• concluding that under Missouri law, the ordinary meaning of “damages” includes environmental response costs required by the government; thus, “environmental response costs incurred pursuant to CERCLA and similar state laws are ‘damages’ within the meaning of the policies”
• concluding that under Missouri law, the ordinary meaning of \damages\ includes environmental response costs required by the government; thus, \environmental response costs incurred pursuant to CERCLA and similar state laws are 'damages' within the meaning of the policies\
• refusing to exclude equitable relief from “damages” under policy with “adjudication or compromise” clause in “ultimate net loss” provision
• explaining that “[t]he word ‘damages’ is used to make clear that insurers are obligated to cover both direct and consequential losses because of property damage for which an insured can be held liable, irrespective of whether the claimant itself has sustained property damage”
• interpreting an insurance policy, courts give each term “its ordinary meaning”
• “The ordinary meaning of a term is the meaning that the average layperson would reasonably understand”

Source: CourtListener parenthetical corpus (CC0).