Eduardo Sans v. U.S. Security Insurance Company

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that insured’s “failure to file a proof of loss within 60 days without obtaining a written waiver of the requirement eliminates the possibility of recovery.”
• holding an “insured must adhere strictly to the requirements of the standard federal flood insurance policy before any monetary claim can be awarded”
• holding that equitable estoppel was unavailable where the insurer- defendant: (1) failed to inform the insured about the proof-of-loss requirement; (2) advised the insured that “he had filled out all the necessary paperwork”; and (3) told the insured that his claims would be taken care of
• refusing estoppel defense where the insurer erroneously informed a policyholder that he had completed all of the necessary paperwork and his claim would be taken care of
• refusing equitable estoppel defense where the insurer erroneously informed a policyholder that he had completed all of the necessary paperwork and his claim would be taken care of
• \[F]ailure to file a proof of loss within 60 days without obtaining a written waiver of the requirement eliminates the possibility of recovery.\

Source: CourtListener parenthetical corpus (CC0).