Edeh v. Midland Credit Management, Inc.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding that, to prevail on a Section 1681s-2(b) claim that a furnisher failed to conduct a reasonable investigation, plaintiff must show the existence of some inaccuracy in the reported information that a reasonable investigation would have exposed
• “Moreover, emotional distress is, by its nature, extremely subjective, and often the only evidence of emotional distress will be the testimony of the distressed person”
• “A consumer who has suffered emotional distress has suffered [actionable damage under the FDCPA] even if the emotional distress was not severe.”
• “A consumer who has suffered emotional distress has suffered [actionable damage under the FDCPA] even if the emotional distress was not severe.”
• if a furnisher “conducts an investigation, that investigation results in verification of the completeness and accuracy of the challenged information, and the challenged information is, in fact, complete and accurate, then ... § 1681s-2(b) has [not] been violated”
• “[N]o private right of action exists under the Minnesota Collection Agencies Act.”

Source: CourtListener parenthetical corpus (CC0).