Ector v. American Liberty Insurance

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• noting that vast majority of jurisdictions reject the so-called “substitution rule” and hold the mere procurement of additional insurance without notice of intent to cancel by the insured is not sufficient
• termination of insurance contract requires “at a minimum notice or a request for cancellation communicated to the insurer.”

Source: CourtListener parenthetical corpus (CC0).