Douglass v. American Family Mutual Insurance Co.

How courts have described this case

Verbatim parenthetical descriptions written by other courts when citing this decision. Ranked by citation-network relevance.

• holding an insurance company may validly shorten the limitations period in uninsured motorist policies to less than the statutory limitations period for a written contract
• stating that the purpose of UM coverage-is “to provide to the victim of an accident the same protection that the victim would have had if the negligent tortfeasor had had minimum insurance coverage”
• stating that the purpose of UM coverage is \to provide to the victim of an accident the same protection that the victim would have had if the negligent tortfeasor had had minimum insurance coverage\
• noting that “[a]n uninsured motorist provision that allows two years to sue . . . grants as many rights as the plaintiff would have in the case of an insured tortfeasor”
• “direct suit for uninsured motorist benefits is considered to be an action on a contract, not in tort”
• “An uninsured motorist provision that allows two years to sue, therefore, grants as many rights as the plaintiff would have in the case of an insured tortfeasor.”

Source: CourtListener parenthetical corpus (CC0).