Dooly v. Hanover Fire Insurance

Citations

• 16 Wash. 155
• 47 P. 507
• 1896 Wash. LEXIS 26

Syllabus

<p>FIRE INSURANCE — CONDITIONS OF POLICY AS TO OWNERSHIP — WAIVER.</p> <p>A condition in a policy of fire insurance that the policy should be void, “ if the interest of the insured in the property covered by said policy be other than unconditional or sole ownership, or if the subject of insurance be a building on ground not owned by the insured in fee simple,” will not prevent a recovery by the insured for a loss, although not the owner of a fee simple title, when the application for the policy was an oral one, and no questions were asked and answered concerning the title nor any intentional misrepresentation in regard thereto made by the insured.</p>