Discover Bank v. Wyley

Citations

• 2025 Ohio 104

Syllabus

Action on an account; credit card; balance due; unauthorized transactions; summary judgment; burden of proof. - Trial court properly granted summary judgment in favor of the bank on its action on an account for an unpaid balance on a credit card account. Bank satisfied its burden of demonstrating that no genuine issue of material fact. Appellant failed to satisfy her reciprocal burden of identifying specific facts in the record demonstrating a material issue of fact for trial, i.e., what transactions were unauthorized, dispute of those transactions with the bank, or a report that her credit card was lost, stolen, or used by an unauthorized individual.