Devaney v. Northwestern National Insurance

Citations

• 64 Pa. Super. 510
• 1916 Pa. Super. LEXIS 327

Syllabus

<p>Insurance—Fire insurance—“Vacant or unoccupied”—Waiver— Estoppel—Authority of agent.</p> <p>Where a policy of fire insurance provides that the policy shall be void if the property “be or become vacant or unoccupied and so remain for ten days,” and that an agent could by endorsement on the policy* but not otherwise, grant permission for nonoccupancy for a longer period than ten days, a verbal assurance made by an agent to the insured when the latter informs him that the property is vacant, that a permit of vacancy endorsed on the policy is not necessary, will not estop the company from claiming a forfeiture of the policy if a fire occurs during the period of vacancy.</p>